Liability insurance is designed to offer protection against physical injury or property damage that you cause to third parties – the public. No matter how prepared you are, accidents can and do happen. People dance and have fun – they lose themselves in the moment. What if they trip over a cable or a speaker stand falls on someone, or, as it sometimes happens, the equipment sparks and causes a fire, are you covered for the medical bills and property damage caused?
While liability insurance should be in place by the venue themselves, the security firm, etc. it is often a requirement that you, the DJ performer have liability insurance in order to perform at a venue.
Even if an allegation made against you is totally without basis, do you have the financial reserves to pay the lawyer’s fees in order to defend your name and protect your reputation or livelihood?
With the incredibly low premiums on offer, can you afford not to have your liability insurance in place?
To obtain a complimentary, no obligation quote for your DJ liability insurance, click here, send an email or call us today.
Remember, DJ Insurance specialise in musicians insurance and entertainment insurance.